Ryan Bays

About ryanbays

I'm a husband, a father to six girls, and an SRA & AI-RRS designated real estate appraiser at Riverfront Appraisals, LLC in Owensboro, Kentucky.

2018 Year In Review

  It’s time once again for the Year-In-Review post. This is a look back at the previous year’s real estate sales in Daviess County, Kentucky. And what a year it was! The Owensboro, Daviess County area of western Kentucky continues to be a very strong real estate market. In this post we’ll look not only [...]

2018 Year In Review2019-02-19T23:54:39+00:00

Appraisal 101 Part 3:  Why Do I Need An Appraisal?

School is in session.   In this blog post - which is the final installment of our three-part series called ‘Appraisal 101’, we will be identifying the many reasons why you may need an appraisal.   In case you missed part one or two, click here for part one and here for part two to learn [...]

Appraisal 101 Part 3:  Why Do I Need An Appraisal?2019-01-28T02:25:32+00:00

Appraisal 101 Part 2: Market Value

School is in session. In this blog post - which is part two of a three-part series called ‘Appraisal 101’, we will be exploring the concept of market value. In case you missed part one, click here to learn the basics of the terms appraisal and appraiser. Appraisers deal with multiple types of value, but in [...]

Appraisal 101 Part 2: Market Value2019-01-18T18:33:25+00:00

Appraisal 101 Part 1: Back to the Basics

School is in session. In this blog post - which is part one of a three-part series called ‘Appraisal 101’ - we will be answering two very important and fundamental questions:  What is a real estate appraisal?; and what is a real estate appraiser? Question 1:  What is a real estate appraisal? If you Google ‘what is [...]

Appraisal 101 Part 1: Back to the Basics2019-01-18T18:04:13+00:00

Four Ways Appraisers Can Help Homeowners

Appraisers have many tools in our tool belt to help homeowners, just like you.  Rarely do we ever just supply an opinion of value (appraisal) and leave it at that.  Sure, that's what we do best, and what we are trained to do.  But in addition to forming an opinion of the value of your [...]

Four Ways Appraisers Can Help Homeowners2019-01-06T04:34:25+00:00

Thanksgiving Thoughts – Appraisal Edition

It's Thanksgiving.  We've all read and even written on the subject; how thankful we are for the loved ones and blessings in our lives.  Like many, I am blessed beyond words with a wonderful family, home, and career.  However, this post focuses on the latter - my career as a real estate appraiser.  So here [...]

Thanksgiving Thoughts – Appraisal Edition2018-11-24T23:35:50+00:00

Two Appraisal Revision Requests That Should Never Be, and What You Can Do About Them

After the appraisal has been turned in, it usually goes through a review process by either an appraisal reviewer, or loan underwriter.  Every financial institution has different standards by which they review the appraisal.  The financing also comes into consideration when checking the appraisal for accuracy, making sure it meets all necessary guidelines.  However, it [...]

Two Appraisal Revision Requests That Should Never Be, and What You Can Do About Them2019-01-04T17:52:58+00:00

Three Tips for a Successful Final Inspection

The appraisal has been ordered.  Things are moving forward.  You can see the closing table in the distance!  Your Realtor calls and tells you that the appraisal came back just fine.  Good news!  Not so fast, though.  There are repairs, and you're going to have to fix them.  Here's a list of a few things [...]

Three Tips for a Successful Final Inspection2018-11-30T20:18:16+00:00