Born into the appraisal business, Ryan Bays was around the industry from his very first breath. His father owned the finest real estate appraisal business in Southern Illinois and had Ryan working with him on jobs as soon as he could hold the other end of the measuring tape.
Holding various positions within his dad’s company as he grew up, Ryan took some time off to sell real estate while at the University of Alabama, but eventually made his way back into the business after college. In 2005, Ryan began his formal training to become a real estate appraiser. After receiving his certification, he and his family moved to Owensboro, Kentucky in 2008 and began a new chapter in their lives. Ryan officially started Riverfront Appraisals in the summer of that year.
Beginning at the very bottom of the real estate market, and during an economic collapse, the business still found success. To this day, Ryan will tell you it was a gracious gift from God.
Founder/appraiser
Ryan is the blessed husband of Tiffany Bays, and together they have six beautiful daughters. As a family, they enjoy traveling and playing music, as well as serving at their church, Pleasant Grove Baptist Church. Growing up in the appraisal business, Ryan knows what it takes to be successful in this industry: hard work, integrity, and attention to detail. He formed Riverfront Appraisals in 2008 and received his SRA designation (the highest designation given to residential appraisers) in 2014, followed by his AI-RRS designation in 2015.
Certified Appraiser
Gerren is an Owensboro native and has been with Riverfront Appraisals since 2016. He holds a Bachelor’s degree from the University of Kentucky in Fine Art. Prior to joining the Riverfront Appraisals team, Gerren lived and worked in Lexington, Kentucky in the graphic design and promotions industry, specializing in research and data analysis. In the spring of 2019, Gerren became a Certified Real Property Appraiser. In his free time, Gerren loves spending time with his wife Kristi and two sons and daughter, and greatly enjoys making art, hiking, cycling, fishing, and gardening with his family.
Office Manager
Jessica Roberts joined the Riverfront Appraisals team in 2016. She currently oversees the day-to-day operation of our office, and is responsible for making sure the appraisal process runs smoothly behind the scenes, from order retrieval to delivery. Prior to coming to the appraisal industry, Jessica studied and worked in the medical field. Jessica is from Owensboro, but now lives in Lewisport with her husband, Jason. She enjoys spending time with her family, traveling and UK basketball.
Associate Appraiser
Ben Cecil joined the Riverfront Appraisals team in 2015 as a part-time assistant/photographer and now serves as a Licensed Associate Appraiser. Ben is a Lieutenant for the Owensboro Fire Department, and works for us on his days off. He has also performed stand up comedy professionally since 2011. Ben is married to Mandy, and has two children, Lily and Jonah.
Client Care Manager
Kassandra Chappel has been with Riverfront Appraisals since 2016, and serves as our Client Care Manager. She is in charge of setting up new orders, researching, and updating our clients throughout the entire process from order receipt through invoicing. Kassandra moved to Owensboro as a teenager, and married her high school sweetheart. She and her husband have three lovely daughters, and in her spare time, she enjoys spending time with her family and church.
Tara joined our family in the Spring of 2020 as our lead research assistant. She is an invaluable member of our team, and assists the appraisers in comparable sale research along with data analysis & entry. And, from time to time, whatever other random tasks Ryan decides to throw her way! Tara was born & raised in Evansville, Indiana, and now lives in Whitesville with her husband Kevin. She enjoys spending time with her family, traveling, and learning the art of stained glass.
Lauren joined the Riverfront team in 2023 as our ‘assistant of everything’! She works with all of our appraisers and the rest of the staff and helps set up new orders, and assists with research and writing. Lauren grew up in McLean County, and studied and worked in the medical field prior to landing her dream job at Riverfront Appraisals. She married her high school sweetheart and they now have two sons, and likes to spend her very limited free time with family.
Market values are always changing. If your last appraisal is over six months old, it’s time for a new appraisal. Be who should you contact? Instead of looking at Zillow, which is usually inaccurate and bases their opinions on algorithms, contact an independent, unbiased, and objective appraiser. Getting an appraisal on your home could help you keep thousands in equity, as a seller, and prevent you from overpaying as a buyer.
Riverfront Appraisals has been providing comprehensive valuations of residential properties to Western Kentucky and Southwestern Indiana since 2008.
